Buying a car is not a service contract can be costly, purchasing one can be equally or even more expensive. So what is one to do? Only you can decide for yourself and decide which suits your specific needs. However, if you've already made the decision to purchase it would suit you to follow the instructions or otherwise you find yourself stuck with costly repairs, even after you have paid for an expensive contract.
As always, read the fine print actually read everything before purchasing. Auto dealers are skilled, and some if not most, even dressed like soldiers on the battlefield in order to persuade you into buying something you do not need or mislead you in that contract or not covered. F and I managers, vendors and auto dealers are quick to explain what the service contract covers, but for some reason seems to forget to notice what is not covered by or under the provisions and guidelines you must follow.
Although the majority are similar there are some differences with individual contracts in relation to the guidelines and it is obvious coverage. The information in this article to the rules and guidelines, rather than the individual contract coverage, even these guidelines are general in nature, but usually applicable to most if not all contracts.
First and foremost is to have your vehicle serviced according to manufacturer's maintenance schedule in the owner's manual. Change the oil, fluids, etc. Services must be performed at intervals recommended in the owner's manual in order for his contract to be valid.
Keep a record of all services provided with the date and mileages. Handwritten notes will not be enough here, receipts must be kept as well. If you are not a good record keeper, then at least have your vehicle serviced at the facility where you can easily get a copy, if necessary.
Any change to the vehicle manufacturer's standards is not allowed. Including excessive or the size of the wheels and / or tires.
In some cases, in most contracts, using their vehicle for towing trailers is not permitted, unless it is specially designed and equipped by the manufacturer to do so.
, consequential damages are not covered as well. For example: If you are over heating problem caused by a covered part (thermostat maybe) and more heat condition causes damage to the engine, then the thermostat will be covered, but no damage to the engine. Does not it fair?
In most cases, prior or existing conditions would not be covered. Example: If you purchased a vehicle that has been abused or not properly serviced and oil sludge build up is causing the problem it will not be covered. The reason is because of sludge build up was caused by the previous owners lack of maintenance
hazardous waste charges, shop supplies, storage fees, freight costs, etc. will not be paid.
This, of course, are just some examples of which are concerned about when buying a service contract. Your individual policy guidelines may vary slightly so as to be sure to read the entire policy and pay close attention to the "Exemption from the coverage. If you do not have a copy, contact your service provider or vendor who sold you a vehicle or a contract provider directly.
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